1. Acceptance of Terms

You must be at least 18 years old or have legal consent to enter into this Agreement.

Your use of the Platform signifies agreement to these Terms of Service and our Privacy Policy.

By continuing to use YieldLoom.com, you agree to comply with all applicable laws and regulations

2. Description of Services

YieldLoom.com is a SaaS platform that provides AI-driven real estate investment insights to assist users in making data- backed financial decisions.

All services and products offered on this Platform are digital.

The Platform operates using its own utility token ("YieldLoom Token"), which serves as the sole medium of exchange for services and digital products.

By purchasing YieldLoom Tokens, you are not purchasing any specific service, but rather acquiring a digital asset that can be used to access services within the Platform.

3. Financial Disclaimer

YieldLoom.com is NOT a financial, legal, or real estate advisory service.

Our services provide automated, AI-driven insights based on publicly available data, market trends, and advanced Natural Language Models (NLM)

The information provided on the Platform is for research and informational purposes only and should not be taken as professional financial advice.

You should always consult a licensed real estate professional, lawyer, or financial advisor before making any real estate investment decisions.

YieldLoom.com does not guarantee the accuracy, completeness, or reliability of the data provided and is not responsible for any financial losses resulting from the use of our services.

By using this Platform, you acknowledge and accept that all real estate investments carry financial risks, and you are solely responsible for verifying information before making financial decisions.

4. Payment, Billing, and Subscription Terms

You have certain rights regarding your personal data, and we are committed to providing you with access and control over your information. These rights include:

4.1 Payment and Utility Token Use

All payments made via credit card, debit card, or other payment methods are exclusively for the purchase of YieldLoom Tokens

YieldLoom Tokens are the only valid currency for purchasing services on this Platform

Once purchased, YieldLoom Tokens are non-refundable and cannot be exchanged for cash

4.2 Subscription and Auto-Billing

By subscribing to any service, you agree to automatic monthly billing to your stored payment method.

Billing Cycle: Your subscription will be billed every 30 days from the original sign-up date.

To avoid being charged for the next billing cycle, you must cancel your subscription at least 48 hours before your next billing date.

Failure to cancel within this timeframe will result in an automatic charge, and you waive any rights to dispute such charges.

5. No Refunds & Non-Reversible Transactions

All purchases are final and non-refundable.

Due to the digital nature of our services and the billable time required for operations, refunds will not be issued under any circumstances.

If you choose to discontinue using the Platform, your previously purchased YieldLoom Tokens will remain in your account but cannot be refunded or transferred.

1. Information We Collect

When you use our services, we may collect:

Personal Information:
Name, email, billing address, and payment information.

Account Information:
Login credentials, transaction history, and usage statistics.

Device Data:
IP address, browser type, location data, and cookies.

2. How We Use Your Information

We use collected information to:

Provide, improve, and personalize our services.

Process payments and transactions related to YieldLoom Tokens.

Prevent fraudulent activity and ensure platform security.

Comply with legal obligations.

3. Financial and Payment Processing Terms

By purchasing YieldLoom Tokens, you agree that your payment method is charged only for digital tokens and not for any specific service.

YieldLoom Tokens are used exclusively within the Platform to purchase services, insights, and AI-driven products.

We do not store full credit card details but use third-party payment processors to handle transactions securely.

4. Compliance with Financial Regulations

You have certain rights regarding your personal data, and we are committed to providing you with access and control over your information. These rights include:

YieldLoom.com operates within applicable financial and cryptocurrency regulations.

We do not function as a bank, brokerage firm, or investment entity, and we do not hold customer funds in custodial accounts.

Users are responsible for tracking their own token purchases and potential tax liabilities.

5. No Liability for Market Changes

We take the security of your data seriously and implement a variety of measures to protect it. These include:

The value of YieldLoom Tokens is determined internally and may fluctuate.

YieldLoom.com is not responsible for token valuation changes and does not guarantee token resale or exchange for cash.

6. Dispute Resolution & Governing Law

This Agreement shall be governed by the laws of the State of [Insert State], without regard to conflict-of-law provisions.

Any disputes shall be resolved through binding arbitration in [Insert Location].

Users waive their rights to class-action lawsuits or jury trials.

7. User Rights & Data Protection

You have the right to:

Access and review your personal data

Request data deletion, subject to legal restrictions.

We implement encryption and security measures to protect your data.

8. Changes to Terms and Privacy Policy

YieldLoom.com reserves the right to modify these Terms at any time.

Users will be notified of significant changes via email or in-platform alerts.

Continued use of the Platform after updates constitutes acceptance of the revised policies.